WAMUYU, V.; JAGONGO, A.; MUSAU, S. DIGITAL CREDITS AND FINANCIAL INCLUSION AMONG THE YOUTH IN KENYA. African Journal of Emerging Issues, [S. l.], v. 4, n. 3, p. 130–139, 2022. Disponível em: https://ajoeijournals.org/sys/index.php/ajoei/article/view/275. Acesso em: 10 mar. 2025.