ABONGO, B. O. . INSURANCE PENETRATION IN A DIGITIZED ENVIRONMENT: AN INDEPTH REVIEW HIGHLIGHTING THE STATUS QUO IN DEVELOPING COUNTRIES. African Journal of Emerging Issues, [S. l.], v. 1, n. 6, p. 62–100, 2019. Disponível em: https://ajoeijournals.org/sys/index.php/ajoei/article/view/42. Acesso em: 12 mar. 2025.