Gatimu, S., B. Oyoo, E. Koskei, J. Kanugi, and J. J. N. Mutua. “REINSURANCE TREATY OPTIMIZATION TECHNIQUES AND PERFORMANCE OF INSURANCE FIRMS IN KENYA”. African Journal of Emerging Issues, Vol. 6, no. 8, May 2024, pp. 107 -20, https://ajoeijournals.org/sys/index.php/ajoei/article/view/613.