Abongo, Benjamin O. “INSURANCE PENETRATION IN A DIGITIZED ENVIRONMENT: AN INDEPTH REVIEW HIGHLIGHTING THE STATUS QUO IN DEVELOPING COUNTRIES”. African Journal of Emerging Issues 1, no. 6 (June 10, 2019): 62 -100. Accessed July 18, 2024. https://ajoeijournals.org/sys/index.php/ajoei/article/view/42.