• Ikamar Ejore Emaase The Catholic University of Eastern Africa
  • Fred Wamalwa The Catholic University of Eastern Africa


Purpose of the study: To assess the influence of mode of payment on social protection of elderly persons in Turkana County.

Methodology used: Descriptive survey research design was used. The target population were 3243 respondents, comprising of 243 employees of Cash Transfer Program and 3000 elderly persons aged 65 years and above. The sample size comprised of 27 employees and 329 elderly persons. Purposive, Stratified and simple random sampling was used to select respondents. Data collection instruments was questionnaire. Data was analyzed using inferential statistics such as linear regression analysis.

Findings of the study: The study findings showed that there was a positive significant relationship mode of payment (β1=0.741) and social protection of elderly persons in Turkana County.

Conclusion: Mode of payment had a significant relationship with social protection of elderly persons in Turkana County.

Recommendations: The national and county governments should look for ways of removing the hidden costs incurred by the elderly persons in obtaining the money. The cash transfer should be remitted through mobile phones to reduce the transport cost the elderly spend to access the paying points or banks. The national government should ensure there is internet connectivity that enhance the use of digital channels such as mobile money and e-wallets cash transfer.

Keywords: Mode of Payment, Social Protection, Elderly Persons, Turkana, County

Author Biographies

Ikamar Ejore Emaase , The Catholic University of Eastern Africa

Student, Department of Social Sciences, The Catholic University of Eastern Africa

Fred Wamalwa, The Catholic University of Eastern Africa

Lecturer, Department of Social Sciences, The Catholic University of Eastern Africa


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How to Cite
Emaase, I. E., & Wamalwa, F. (2023). INFLUENCE OF MODE OF PAYMENT ON SOCIAL PROTECTION OF ELDERLY PERSONS IN TURKANA COUNTY, KENYA. African Journal of Emerging Issues, 5(14), 36 - 49. Retrieved from